Mortgage free by 2023 (!)

debtfreeoneday

Oooh, yes I do - if you don't mind, PM and I'll do referrals for you. x

debtfreeoneday

Weather is turning out way better than expected this weekend, lovely day yesterday visiting a local glen with waterfall, though few spends for our first cream tea and ice cream of the season and it cost to see the waterfall, but it was truly magical with fairies everywhere, decorated trees and fairy stacks everywhere, kids came home full of the magic of fairies. One ended up in the water, good job she was wearing an extra layer as she went commando for an hour whilst we dried off her stuff!

Planting on the agenda today, car wash, washing, ironing, baking and picking up some things from fleabay. Need to stop spends for a week now, we are so over on some pots.. esp the littlies as I did a Mr T clothes order for some things that they are desperate for.

Laters MSE'ers!

mummytogirls

Your day out on Saturday sounds lovely DF0D. I don't mind the cost of an ice cream etc for a lovely day out.

It was quite cold here yesterday and its been so windy today but its brighting up tomorrow. Must get some washing in for pegging x

debtfreeoneday

1poll must have taken pity on me, I logged on today and i've hit payout without completing the last 10p survey, so whoop £40 requested and $12.42 requested from M1ntv1ne as those have cleared as well!

mummytogirls

Yay to the 0nepoll payout DF0D thats great! xx

debtfreeoneday

Back off the mark again with 1poll and 50p there, £6 arrived from P1necone, so £5 off CC3 and £1 towards this weeks' mortgage OP.

Off to get my hair cut and coloured tomorrow which means CC3 will take a hit, but I'm desperate and don't feel like me with dark hair, want the blonde back and as always life goes on even with the debt busting.. hopefully will still be able to hit CC3 payoff by May. been in a bit of a money funk the last few weeks, but feeling a lot more motivated again, grateful for payday to arrive Tuesday and Friday next week definitely!

Also maybe will take a hit as we're pursuing a private referral for DS as we've been advised there is a long waiting list for him.. but absolutely think it is worth it and I'm sorry but you can't put a price on kids wellbeing from this point of view..

mummytogirls

Oooohhh hope you enjoyed your trip to the hairdressers DF0D

I agree you can't put a price on the kids, sometimes things have to come first xx

debtfreeoneday

I'm all blondey again, £88 lighter.. yikes!

Some survey pennies in, so £3.31 OP sent to the mortgage this week and some more pennies off CC3 meaning that is on £416.91.. not likely to hit below £400 by Friday payday, but you never know. Few pennies also knocked off the kids pot and the house pot as both are overspent by £50 ish and I have to get them back into credit this week.

Surveys at the end of the week stand at:

P-base £8.70
Ipsos - 878 points
Y0ugov - £39.25
Pr0filic - £2.90 with £5.95 withdrawal in process (I couldn't wait!!))
1poll - £1.35
M1ntv1ne - 332 points
Cr0wdology - about £1.68 (unable to access account at the mo!)
M1ndmover - 500 points ish I think!

Still feeling in a bit of a funk, lot going on with DS, another meeting with School today.. they don't seem keen on us doing a private referral for him.. so I'm unsure what to do as I don't want to pee them off, but equally don't want to wait 4-6 months..

Hoping to get out somewhere tomorrow as the weather is looking good. Load of washing to get on first thing and will take a picnic with us.

mummytogirls

Afternoon DF0D, £88 :eek: still I'm sure you're worth it

Did school give you a reason why they don't want you going private? xx

debtfreeoneday

ha MTG, to be fair, it was a full head of colour / highlights and a cut....

I think they've not had a good experience previously with parents doing that and then not sharing results with the School which we absolutely wouldn't do, it's School where it is impacting the most and what is driving us to consider the referral in the first place. That said, we feel more reassured this weekend that the School / teacher are dealing with this better and we / they have put things in place to limit the impact, meaning poor DS is not getting told off every 5 mins.

My face is really swollen this weekend, dr google is telling me it might be a abscess, though I've had this before and it usually dies down after a few days, that said this one feels a bit worse than the other times. so I guess a visit to my favourite dentist might be on the cards this week which is scary not only from the fact I absolutely hate dentists and am stupidly scared of them, but also the cost if I do need anything done.

fleabay sale last night and proceeds in from pr0filic means a few more pounds off the overdrawn pots and CC3 is down to £410.86. Another item will sell on fleabay today and if I put that towards CC3, I will be within £5 of getting under £400 so I might need to find £5 from somewhere just to reach that target.

Yet again the dental crisis brings it home to me that we need to have an emergency fund as it costs loads when I have to have something done and it'll be straight on the credit card which means we are back to square 1 again!