A Loan With my Bank - Nationwide

jenni1188

Lucy, it doesn't seem 6 months since you told me you had all these credit searches and egg declined you. Your in the same boat as me, leave it for 6 months, take the credit card and make full repayments, use you overdraft every other month take the money out and say £30 into your overdraft then put it all back in 3 days later.

Your bank will decline and tend to leave it 6 months and then they may approach you to say we can offer you this.

Your better off either calling or going in to your bank as on the internet it is a better rate and doesn'e give you as much choice to include on you application eg i had a laptop on HFC credit, couldn't put it on internet but said it over the phone.

Your going like you did before, loan after loan. I am in the same situation and it drives me mad but i have had my fingers burnt now so i am waiting. Have you got a current account with your bank and have you had it over 6 months!

You should be ready to apply around the same time as me now so were looking at Minimum wait January (6 months) any time after that will give you a better chance.
GET THE CARD WITH YOUR BANK AND PAY IT OFF IN FULL EACH MONTH, USE IT EVERY MONTH AND PAY OFF EVERY MONTH. I CAN'T EVEN GET A 0% CREDIT CARD.

Oh and the good rate loans like virgin, don't touch you will not get accepted at the moment.

jenni1188

Lucy, it doesn't seem 6 months since you told me you had all these credit searches and egg declined you. Your in the same boat as me, leave it for 6 months, take the credit card and make full repayments, use you overdraft every other month take the money out and say £30 into your overdraft then put it all back in 3 days later.

Your bank will decline and tend to leave it 6 months and then they may approach you to say we can offer you this.

Your better off either calling or going in to your bank as on the internet it is a better rate and doesn'e give you as much choice to include on you application eg i had a laptop on HFC credit, couldn't put it on internet but said it over the phone.

Your going like you did before, loan after loan. I am in the same situation and it drives me mad but i have had my fingers burnt now so i am waiting. Have you got a current account with your bank and have you had it over 6 months!

You should be ready to apply around the same time as me now so were looking at Minimum wait January (6 months) any time after that will give you a better chance.
GET THE CARD WITH YOUR BANK AND PAY IT OFF IN FULL EACH MONTH, USE IT EVERY MONTH AND PAY OFF EVERY MONTH. I CAN'T EVEN GET A 0% CREDIT CARD.

Oh and the good rate loans like virgin, don't touch you will not get accepted at the moment.

Good Luck and keep me posted!

Jen