30.7.07 what small dfw/mse thing will you do or have you done today?

hypno06

Good Morning fellow DFW Peeps and welcome to a new week, old timers and newbies alike :hello:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will be:

- doing a mystery shop
- doing piggy clicks and any surveys
- checking online banking
- paying last week's money into the bank
- checking "petrolprices.com" before filling the car
- doing a storecupboard meal plan for the week
- not increase my debt in any way
- be positive

Hope you all have a good day x

piptiddlepip

*doing any surveys that come in
*driving to work carefully so as to minimise petrol use
*not spending money on anything unnecessary
*not spending any of my pocket money if I can help it
*eating out of the freezer

taxi73

I've checked online banking
going to do piggy clicks
not increase debt
have store cupboard meal

mintymoneysaver

piggy clicks
using stardrops while I'm cleaning.

tooties

hi everyone
today i will not be increasing my debt,
checking online banking
making meals from the storecupboard
baking something to put into packed lunches
hopefully having a no spend day
filling in spending diary from the weekend.
hope you all have a great day

tooties

angelavdavis

Hi everyone,

Today I will/have already:

- submitted 10 items on eBay (had a clearout of fabric)
- got rid of loads of stuff on freecycle (moneysaving for someone else!)
- transferred just enough cash from my salary out of my high interest account to pay the bills - and leave the rest generating interest!
- meal from the freezer for OH
- I'm off the Devon to work for a couple of days - all on expenses so no spend and get mileage paid!
- Submit timesheet and invoices for the month.
- Booked hotel in Devon via quidco, will get Nectar points on petrol for journey too, and use cashback credit card to pay the bill

OliveOyl_2

Morning Hypno & Co

Today I will
-Do my piggy clicks & surveys etc
-Do on-line banking and update my signature (may have achieved the £1000 target this month.....)
-Will make a shopping list from my menu plan for the first time today. (Used to decide what to eat from what we'd bought, this time we're organised:eek: )

Lucy1982_2

I have accepted that my depression has meant that I lost control of my spending, but that I can fix it and the rest of the month, doesn't have to be wasted.

Today I have/will:

Do some piggy clicks
take packed lunch to work
check internet banking
Transfer £500 back into my account
try to keep positive, even though I know I've gone into my Lloyds OD.
Remember to smile as it could always be worse.

crawley_girl

Morning!

Today I:
* have checked online banking
* have activated my new credit card - 0% apr for 13 months on balance transfers
* am off to pay some pennies into the bank to be used for paying off some of the credit card balance
* will go and visit my friend who is poorly in hospital - using public transport eeeeeeeeeeek!
* am cooking some croissants from the freezer for a late breakfast and resisting the temptation of eatng out!

:heartpuls CG :heartpuls

immoral_angeluk

Have packed and weighedmy ebay stuff ready to go.. just need to get the motivation to go down the post office!!

betti911

I have:

taken in my lunch
am helping out at my WW class tonight so I don't have to pay
am putting my travel expenses straight into the bank

On the down side have to pay for my passport today but at least I'm sending it off quite early so I don't have to pay for my emergency passport (what I had to do last time- looks shameful!)