how long do credit reports take?

sugarpants_2

Waiting for our IFA to give us results on our credit reporr. He submitted it yesterday. Any ideas on when we'll get results?

kingstreet

I don't know why your broker would be obtaining your credit file?

Are you sure they aren't obtaining an agreement in principle from a mortgage lender?

sugarpants_2

They are doing this after. Its our 2nd credit report as hes helping us get a clear good report before applying for MIP

kingstreet

I still don't know why a broker can/would obtain a client's credit file. It would be more usual for the client to obtain it and provide it to the broker.

Your credit file is clean or not. There's nothing a broker can do to make it cleaner. That's why we recommend the client obtains all three versions of his credit file to see which is the cleanest of the three.