Releasing the deeds

jaibaby

Long story short, my nan and granddad have both had health problems these last few years (nan - heartattack 2012, granddad - stroke 2014) so have been sorting their will out.

As they own their house (mortgage fully paid 15 ish years ago) they need copies of the deeds to their house to register the land (don't know the full story) - after some digging, we found their deeds are being held in one department of Barclays bank.

My nan has asked me to go over tomorrow so I can help them write a letter requesting the move of these deeds to the nearest safe deposit box (or whatever they are called). She said the letters needs hers & my granddads signature.

Does anyone know what we can write? Or what information we have to include?

Thanks in advance

PaulW922

You do not have 'physical deeds' anymore - the house is registered at HM Land Registry. There should not be any more to do. I would suggest that you first of all check the title with the Land Registry (which you can do online) and take it from there. Provided the house is properly registered (and it would be very surprising if it wasn't) then any paperwork that the bank is holding will not carry any legal weight.

I don't know what 'register the land' actually means..?

Mojisola

PaulW922 wrote: »

You do not have 'physical deeds' anymore - the house is registered at HM Land Registry.

There should not be any more to do. I would suggest that you first of all check the title with the Land Registry (which you can do online) and take it from there. Provided the house is properly registered (and it would be very surprising if it wasn't) then any paperwork that the bank is holding will not carry any legal weight.

If the property was bought some time ago, it's probably not registered and the deeds are very important.

Annisele

The Land Registry publishes a very brief guide on registration and why deeds are important. (It publishes some much more detailed stuff too, but that's a reasonable place to start).

OP says their grandparents need deeds to register their land, which suggests it's currently unregistered - but if that's the case, moving the deeds to a different safety deposit box isn't going to help matters.

There's a Land Registry guy who posts on here every so often, but in general they're extremely helpful if you just call them up.

jaibaby

PaulW922 wrote: »

You do not have 'physical deeds' anymore - the house is registered at HM Land Registry. There should not be any more to do. I would suggest that you first of all check the title with the Land Registry (which you can do online) and take it from there. Provided the house is properly registered (and it would be very surprising if it wasn't) then any paperwork that the bank is holding will not carry any legal weight.

I don't know what 'register the land' actually means..?

Mojisola wrote: »

If the property was bought some time ago, it's probably not registered and the deeds are very important.

As Mojisola said - it was bought years ago, fully paid 1989 (I think) and it's not registered, hence why they need the deeds.

jaibaby

Annisele wrote: »

The Land Registry publishes a very brief guide on registration and why deeds are important. (It publishes some much more detailed stuff too, but that's a reasonable place to start).

OP says their grandparents need deeds to register their land, which suggests it's currently unregistered - but if that's the case, moving the deeds to a different safety deposit box isn't going to help matters.

There's a Land Registry guy who posts on here every so often, but in general they're extremely helpful if you just call them up.

Yeah, they have phoned - they were told that they needed to send a letter requesting the deeds be moved so they can obtain a copy - letter needs to be sent to Manchester. I know very little as was only told over the phone by my nan and she'll probably explain more when I go over tomorrow. I was just hoping for a rough template of what to put into the letter

Mojisola

If they are going to register the property at the LA, they need to send the original deeds with their application.