Money claim online form unsure how to respond

iwilllearntosave

Firstly apologies if this is not the right place as it's not strictly debt although it is if they claim I owe them. Can a mod move to correct forum if it's wrong.

Situation.

5 years and 4 months ago I had reason to claim on my insurance as the ceiling collapsed. Initially all was good and we were billed for extras and I signed an invoice to the value of £167.21 for work needed not in claim. Never paid this. We also had other work which we paid in cash such as glossing a door. It ended in dispute as they screwed up everything and I mean everything. Far too much to go into but it ended in the insurance co getting a mediator out. He agreed with me and said I needed to let them put it right (I didn't want the thieves back in my home) or we compromise. Compromise was I didn't pay for the £167.21 or dining room painting (no invoice as it was always cash on extras). and I put up with poor work.

Roll on over 5 years and Monday received a money claim on line form for nearly £900. No details just extra work outside insurance claim.

Right if you are still awake here's the situation.

Never once have they asked in the time, nor said what it's for. No contact bar this court form. No correspondence to resolve this.

If it's something I owe I pay. I have no idea what it's for. In my mind it's all paid bar the compromise. How do I find out what it's for?

Form says pay in full, admit part or dispute.

Which one when you don't know what it's for?

I'm petrified of getting a ccj but I'm 99.9999 % sure I owe nothing.

any advice

timbstoke

First, dig out any paperwork you still have from the mediator - also contact your insurance company at the time and ask if they can provide any paperwork related to the mediation.

You will need to put in a defence to the claim, but from the sound of it, your defence is that it went to mediation and an agreeement was reached that no amount was payable. Don't get bogged down with the rights and wrongs of any work done, that was all settled during mediation.

You may have to attend court, but if it's as simple as you say, there's little to no chance of them getting anything other than a telling off.