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Annoying.

2»

Comments

  • This happened to me, I have a mobile but no credit card or loans. Nationwide didn't want to know. I was accepted by Halifax very quickly straight after thanks to my excellent broker.


    Shame the survey was such a dud it's all fallen through.


    You'll be fine. Are you applying for a 90% mortgage? My broker thought that was partly why I couldn't get an AIP from Nationwide.

    Yeah we're applying for a 90% mortgage. House is £93k so we need a £83,300 mortgage.

    My boyfriends brother works for Halifax and he's getting us an appointment with them, he's researched mortgages with them as well.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This morning we applied for an AIP with Platform. Just received an email from our broker to say it's been declined due to 'lack of credit information'.

    Suggest to send you £2's to the credit agencies and obtain your statutory reports. This should highlight the shortcomings.
  • DCFC79
    DCFC79 Posts: 40,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your credit score means nothing.
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