pension

norfolkshops

ok cheers-if my wife gets less than the carers allowance it will be topped to that amount
if my wife gets over the payment of carers allowance she will get the care premier
is that right sorry if i am going on,but it may help some one who reads this

plus can my wife receive a weekly state pension if she wants?

norfolkshops

if my wife gets less than the carers allowance i presume she can defer state pension and then both of us will still be on pension credit,even though will get less,only (i.e the state pension level)

greenglide

You can't defer when in receipt of Pension Credit. You wife is deemed to be in a household to whom PC is in payment.
You can't get State Pension and Carers Allowance at the same time but the person being cared for could get DLA etc if not already?

xylophone

http://www.nidirect.gov.uk/how-would-state-pension-deferral-affect-your-other-benefits-and-tax-credits

"If you claim Pension Credit while you defer claiming your State Pension (or shared additional pension), your Pension Credit will be worked out as if you were getting your State Pension.

If you or your partner defer, or have already deferred claiming your State Pension while claiming Pension Credit, you don't build up extra State Pension or the lump sum for the days you are getting Pension Credit."

From NI site but would appear to apply to England as well?

However, you should ring the pension credit helpline and get advice specific to your personal circumstances.

http://www.hmrctalk.co.uk/pensions-credit-helpline-phone-number/

norfolkshops

greenglide wrote: »

You can't defer when in receipt of Pension Credit. You wife is deemed to be in a household to whom PC is in payment.
You can't get State Pension and Carers Allowance at the same time but the person being cared for could get DLA etc if not already?

i know but been on to to pension peepe and they said if my wjfe wants to on 6th march she can,but get what the rate she was going to get on pension credit in theory both of us are on pc,but if she finds out she will get more than £61(carers all) she can get a premium?

norfolkshops

just liked to say,many thanks to all of you,you are a credit to this site and forum,take care all

norfolkshops

xylophone wrote: »

http://www.nidirect.gov.uk/how-would-state-pension-deferral-affect-your-other-benefits-and-tax-credits

"If you claim Pension Credit while you defer claiming your State Pension (or shared additional pension), your Pension Credit will be worked out as if you were getting your State Pension.

If you or your partner defer, or have already deferred claiming your State Pension while claiming Pension Credit, you don't build up extra State Pension or the lump sum for the days you are getting Pension Credit."

From NI site but would appear to apply to England as well?

However, you should ring the pension credit helpline and get advice specific to your personal circumstances.

http://www.hmrctalk.co.uk/pensions-credit-helpline-phone-number/

just found out my wife can not defre her pension and will get £67 a week,please any one on this site surely cant live on that?????

xylophone

https://www.gov.uk/pension-credit-calculator
Put your figures into the above?

norfolkshops

xylophone wrote: »

https://www.gov.uk/pension-credit-calculator
Put your figures into the above?

pm sent mate

norfolkshops

just to let every one know my wife isgoing to get carers alloance and cheers all