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need to start living within my means
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Well done licsa, sometimes things are sent to test us... And you really can't go hungry or without coffee .... I couldn't.
Brilliant news about the medical insurance even if it took a bit of time, I am doing the same as you as of now, not carrying my credit cards around, it is lethal and so so easy to talk to myself into using it.
Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29
Survey xmas 2018 savings: £10 / £1500
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