On a mission to be debt free by 40

On_a_mission

As my username suggests………….I am on a mission

Brief Introduction:
I have been a registered user of this site since 2004 although I am wanting to keep a diary for motivation and needed to change my username for anonymity reasons

I am currently 37 years old. I am married to a very supportive man who leaves the finances to me (I love spreadsheets) and have two children.

I currently have £22187 debt but my spreadsheet reliably informs me that if I snowball correctly this could be gone on the month I turn 40 :beer:

However, this means paying off approximately £890 per month :eek:

Can I do it? I will give it a damn good try (hence my name )


Thanks for reading. Sorry to bore you all, as stated previously, this is a diary for motivation for me but feel free to come along for the ride if you want to.

On a mission x

On_a_mission

Updated details in signature

chesterroo

Hi on a mission I am on the same mission to clear my debts before I am 40 so if you don't mind I will tag along for the ride. Unfortunately I hit the big 40 a bit before you

dida80

I'll be following along. I'm nearly 35 with 2 kids and also plan to be debt free by 40. Although I'm a bit younger than you I have more than twice as much debt so a long way to go .

Still I'm excited to be starting a new year and that I've found this forum as I can see that it has been a great support for many people.

Good luck with your mission!

On_a_mission

Hi Chesterroo and dida80,
Thanks for joining me xxx
I look forward to following your journeys and we can all celebrate our goal of debt freeness together. Not sure I want to celebrate turning 40 though!!!

On_a_mission

2 no spend days this weekend
Back to work tomorrow after the Christmas holidays so will be less tempted to spend during the week.

Payitoff_2

Good luck 'On a mission'. I'm on a similar mission myself 10 years ahead of you! I do have less to pay off but so wish I'd done it 10 years ago as my debts are nearly the same. Determined to stop paying minimum payments and get them cleared. Here's to a new start.

On_a_mission

Good luck to you Payitoff. I look forward to seeing our balances decrease together.

chesterroo

Afternoon OAM. I have also had a NSD today my 4th in a row. Have I finally had my LBM :eek:

Back to work for me tomorrow too, although I did work one day last week. Temptation for me is much higher at work as we have a very nice coffee machine in our canteen and other goodies.