Is an NHS pension due?

go_the_extra

After talking to my Mother in law I found she worked as a domestic in the NHS for 16 years working 20 hours a week, she stopped at the age of 62 (19 years ago) Should she have got a pension? she is still with her husband and gets an small OAP off the back of her husbands NI contributions.
She seems to think because she opted out of paying NI contributions (may be wrong here) that she is not eligible for a works pension. I would have thought she would have a pension provided by the NHS, or am I wrong? any info welcomed.

nicknameless

Did she pay into the NHS pension scheme? If yes then yes. If no then. ......... No.

Surely she would have had some correspondence regarding this if so, unless she moved without notifying of a change of address?

Money_confused

Hi

I started with the NHS in 1991, the way it worked back then was that you were automatically in the pension scheme and had to specifically 'opt out'. Terms and conditions have been changing lately so it is a bit complicated, but I think the rules over part time work etc were updated some time back, but this may not have applied to your mother in law. If you google NHS pensions there is a helpful website with contact numbers for you to speak to someone. Good luck.

xylophone

She might try here http://www.nhsbsa.nhs.uk/2735.aspx

Torry_Quine

go_the_extra wrote: »

After talking to my Mother in law I found she worked as a domestic in the NHS for 16 years working 20 hours a week, she stopped at the age of 62 (19 years ago) Should she have got a pension? she is still with her husband and gets an small OAP off the back of her husbands NI contributions.
She seems to think because she opted out of paying NI contributions (may be wrong here) that she is not eligible for a works pension. I would have thought she would have a pension provided by the NHS, or am I wrong? any info welcomed.

When she started working for the NHS in 1980, by my calculations, part time workers weren't routinely enrolled in the pension scheme and if she was in the scheme then she would have been contacted.

However there is no connection between her paying reduced NI contributions (known as the married woman's stamp) and an NHS pension.

go_the_extra

Thank you Torry, I think that she must have opted out of the pension scheme when she started, and also paid the reduced NI contributions.