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New year new diary

Well after reading people's diaries for the last 6 months I decided to take the plunge and start one myself👍 so here it goes I started my DMP with step change on 1/4/2014 if £450 per month, total debts £19,353 here is a break down:

Sainburys loan £2999.77
Mbna £3019.33
Mbna £4182.27
Santander overdraft £800

My estimated date to be debt free is 2017 👍
This is my guest ever Christmas of not using any credit cards and it felt wonderful😀😀😀😀 onwards and upwards is the way forward.
Started Step Change DMP May 2014 total debt £17015
MBNA £3674 MBNA £2663 Barcleys CC £7854
Sainsburys loan £2225 Santander OD £602
Estimated debt free date 08/02/2018 :j
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