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Am I right to be annoyed! Mortgage application

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Comments

  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your maths, with respect, are pretty poor Susan.


    Speak to your broker and do not confuse yourself further here.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Amnblog, if my questions are irritating you, as they seem to be, you are not obliged to answer them. My confusion was not over the maths, it was over the process. Responses like Wirenth and Kingstreet gave were much less judgemental and more helpful than yours. The reason I am posting is because my broker is unavailable and I was wondering what to do.

    Perhaps I have taken your posts the wrong way. I won't post again, however.


    Thank you everyone for your help.
  • ACG
    ACG Posts: 24,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    SusanShaw wrote: »
    I won't post again, however.
    Im always happy to help people - I still learn from brokers and individuals on here. Amn has made a post, you may or may not have interpreted it the wrong way (I have no idea) but to then act like a kid and say I wont post anymore is just childish and ridiculous.

    My family are a hell of a lot more direct than that and we still all get on without being mard about it (not sure if thats just a northern expression).

    You have a broker who is presumably being paid to offer advice. We cant be on call 24/7 as much as we like to be. Sometimes patience is all it takes. Speak to your broker, a lot can be said verbally with expression that could take us 20 posts to get across in writing.

    Your paying for the advice and service, make the most of it from someone who has all of your circumstances at their finger tips.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am sorry you are feeling bruised Susan but your posts suggest to me that all of your issues could have been avoided with better communication from your broker - unfortunately, he seems to be unavailable again.

    You need to ensure he is in the loop if you make any changes to your purchase arrangements.

    As is often the case, the broker dealing with the case is best placed to handle any queries as he/she knows the full detail.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SusanShaw wrote: »
    Yes I can see that now. I have since emailed my broker for advice.

    What would be the best thing to do with regards to getting the vendor to pay for the work?

    Have you discussed the matter with the EA?
  • hcb42
    hcb42 Posts: 5,962 Forumite
    aside from the potential issue of quality of work, I cannot see many sellers wanting to organise and pay for simple works of a few thousand..and this is only going to delay entry....and they might not have a few thousand lying spare in cash either.
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