experian credit report confused!

trundles

Hi there

I posted this on the bankcrupt forum but think it is more relevent here, I have approx £32,000 of debt and I am currently with a debt management company paying very small amounts of feach debt, I have just checked my experian credit report and that is showing £23,000 of outstanding debt some of my debts aren't even on there and the one I had with egg is showing as settled even though my debt management company have an outstanding balance of £8,000 can anyone give me any advice as to why this may be?

thank you

headoutthesand

Hi there

Not really sure about the egg thing but as for the other debts that aren't mentioned, not all creditors use credit reference agencies.

They may give your details to another.

I know that Natwest only started listing customers details with agencies last April/May.

Although you know about the debt but they aren't shown on your experian report, they may well be listed on another report with another agency