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bought a house and am recieving collection letters for the previous owners

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  • Depth_Charge
    Depth_Charge Posts: 970 Forumite
    500 Posts
    edited 31 December 2014 at 7:48PM
    Hi

    Just following on from others

    Unfortunately receiving other peoples letters of this type is not uncommon

    Other posters have more or less got it covered however it can be a worrying experience for some especially the most vulnerable. A visit to your local CAB or other advice agency can help as they may be able to contact the creditors / collection agencies / senders and put a stop to it.

    Link from Adviceguide that might help in some way to anyone looking in who has experienced or is experiencing any mail of this kind

    http://www.adviceguide.org.uk/wales/consumer_w/consumer_post_e/consumer_problems_with_post_e/consumer_problems_with_post_delivery_e/youre_receiving_someone_elses_mail.htm

    DC
  • I received a bill through from my old water company at my previous address stating they had not received payment from my tenants. I phoned them up, told them I don't own the property they are referring to and the tenants are not mine. They soon left me alone.
    Original Total: £34200.78 / Current Total: £24017.00 (July 2017) -29.88%!
    DMP started March 2014. DFD: November 2025
  • Marktheshark
    Marktheshark Posts: 5,841 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    The sharper debt collectors would treat someone saying "they dont live here anymore" as a bluff from someone trying to run the debt clock forward and turn the heat up, a hit is a hit.
    Why would anyone open other peoples letters and start trying to sort someone else's affairs out.
    Any debt collector worth an ounce would smell *****
    I do Contracts, all day every day.
  • Smithy2
    Smithy2 Posts: 12 Forumite
    Thank you for all your replies, and information links, I appreciate you taking the time to help.
  • lee111s
    lee111s Posts: 2,987 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    The sharper debt collectors would treat someone saying "they dont live here anymore" as a bluff from someone trying to run the debt clock forward and turn the heat up, a hit is a hit.
    Why would anyone open other peoples letters and start trying to sort someone else's affairs out.
    Any debt collector worth an ounce would smell *****


    Quite where you've plucked that from is beyond me. Most certainly was not the case in my situation. They were thankful to me for informing them.
  • lhead123
    lhead123 Posts: 312 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    We got letters for the people who used to live here. looking up the return address on the franking mark or the back of the envelope, most of them were debt collection agencies and catalogue companies. I simple crossed out the address and wrote 'RTS not at this address' on them and put them in the post box. Every couple of years we get a new wave of letters - assuming where the debt has been sold on to a new company, and I do the same thing. In 5 years I've never had anyone come to my door.

    x
    Debt FREE thanks to YNAB
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