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at last
tttJay
Posts: 1,977
Forumite
Well, at last we have made it.....mortgage free just in time for the new year!! We've made it sooner than planned due to the great advice on this website of making extra payments as and when we could.....and also to the competitions forum, a couple of cash wins have helped as well. So, 2015 is going to be easier for us and hope it is for a lot of you as well
to you all
to you all Our Granddaughter, Caitlin Freya is now 7 years old 
, growing up to be a lovely young lady and our Grandson, Findlay Ewan is 3 years old and still a lovable bundle of mischief one of each, how perfect
, growing up to be a lovely young lady and our Grandson, Findlay Ewan is 3 years old and still a lovable bundle of mischief one of each, how perfect 0
Comments
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Wonderful news, thanks for sharing.June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Tend to the part of the garden you can reach
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
That's wonderful news - well done!
Must be nice to start 2015 with no mortgage, I can only dream of the day.
Enjoy your new freedom xx "Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
Yay! Well done :T
We think we have 12 months left now so the countdown begins. Hubby had some redundancy money, plus we're cashing in an endowment and I've had some inheritance so this will pay a huge bulk of what's left, leaving about 10k which we think is doable in 12 months without too much hardship. This will shave about 6 years off. It will leave us with zero savings but With no mortgage and endowment payments to make it should build up again. We're 43 & 45 so I'm quite proud we've been able to clear it off young-ish. :beer:0 -
Congratulations! Enjoy being debt free. MFW 2015 #41 = £20,515/£20,515
MFW 2014 #41 = £26,100/£25,000
MFW 2013 #41 = £10,000/£10,000
Original MF date = May 2036 - MF achieved on 15 June 20150 -
Tiggifarfar. wrote: »Yay! Well done :T
We think we have 12 months left now so the countdown begins. Hubby had some redundancy money, plus we're cashing in an endowment and I've had some inheritance so this will pay a huge bulk of what's left, leaving about 10k which we think is doable in 12 months without too much hardship. This will shave about 6 years off. It will leave us with zero savings but With no mortgage and endowment payments to make it should build up again. We're 43 & 45 so I'm quite proud we've been able to clear it off young-ish. :beer:
Well done! 12 month countdown begins - we would also do the same in your position, use our savings to finish off the mortgage. With no mortgage you would be able to rack your savings back up in no time. MF in your early 40's is fab! Keep it up! x"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
I know, can't wait we think we'll have a party to celebrate!0
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