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re mortgage ?

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hi i have a mortgage for £58000,house worth £145000,earn £28000 annually.no credit cards.i have been looking at the britania bs no fees 6.54% over 5 years.over 18 years at £457 a month.at the moment i am paying £428 7.14% with skipton svr.over 22 years.does this move look good?

Comments

  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    Have you spoken to Skipton about deals they can offer you as an exisiting customer? I would get these and do a price comparison.

    Due to your mortgage size, I would be looking for low fees or no fees as you have done as it is often not worth paying large fees to get the cheaper rates.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Accord mortgages have a 5 year free free fixed at 6.29%

    Bank of Ireland have one at 6.35%

    Cheltenham & Gloucester have one at 6.48%

    Make sure you check these out before you commit to anything else

    MM
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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