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2015 - A Year for Action

I know it's not quite 2025, but I'm getting all my ducks in a row so am ready and raring to go ! I have a few debts all manageable at the moment but in 2015 I want rid if my CC debts of around £7000, overdraft of £1000 and son more I can get down. Two of the 3 CC's are on track to be cleared by the end if the year with regular payments as is the overdraft with decreases of £100 per month. I have another debt that will be clear by the end December also. I am waiting on a response to a F&F offer to my largest debt of around 11K, I offered 3K and am still waiting on a response. If I can get these paid off this year it will make a huge difference, so inwards and upwards :)
Focusing on clearing the credit cards in 2018 :T
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