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  • beanielou
    beanielou Posts: 95,640 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So pleased for you Spirit.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Spirit_2
    Spirit_2 Posts: 5,546 Forumite
    1,000 Posts Combo Breaker
    We are now on the home straight to being debt free and I think to keep me going and provide a record , I would like finish as I started....with this thread. Advice, comments, harsh realities all welcomed.

    Can a board guide please move it to the diary board? I do not want to clog up the more urgent DFW threads.
  • Spirit_2
    Spirit_2 Posts: 5,546 Forumite
    1,000 Posts Combo Breaker
    Paid off my final credit card today.

    A loan and the overdraft to go.
  • Spirit_2
    Spirit_2 Posts: 5,546 Forumite
    1,000 Posts Combo Breaker
    Today 18th June 2010............I am debt free:j:j:j
    Loans 0, CC 0, Overdrafts 0.


    First time in 20 years we have been so solvent.


    LBM over £64000 of non mortgage debt in July 2007 to owing nothing today and having an emergency fund and a healthy bank balance.

    Never going back there again

    Oh the relief that it is all over
    One very happy Spirit
  • Triggles
    Triggles Posts: 2,281 Forumite
    Wow!!! Congratulations!!! Well done!
    MSE mum of DS(7), and DS(4) (and 2 adult DCs as well!)
    DFW Long haul supporters No 210
    :snow_grin Christmas 2013 is coming soon!!! :xmastree:
  • JohnD76
    JohnD76 Posts: 79 Forumite
    Blimey!

    That is a lot of debt to clear in 3 years, well done!!! :beer:
  • katsclaws
    katsclaws Posts: 399 Forumite
    Part of the Furniture 100 Posts
    Congratulations, Spirit. What an achievement.!

    katsclaws
  • Luckystepho
    Luckystepho Posts: 353 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Wow, well done! What an inspiration!!
  • sparklystar_2
    sparklystar_2 Posts: 75 Forumite
    congratulations - what an amazing achievement :j
  • NiceGuyEddie_2
    NiceGuyEddie_2 Posts: 232 Forumite
    That is absolutely fantastic, well done :D
    Despite the name, I'm actually a laydee!
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