New and worried

nortyshaz

As you can see I am farily new to website.

Me and my partner have got a horrible amount of debt, have been on to the CCCS website and they have recommned we go down the IVA route.

Has anybody else done this? It says on the paper work that we need to speak to our employers if we go ahead with it, but to be honest i dont want people at work to know.

Dont really know what to do. Any advice would be brilliant.

Shaz

midfax

first thing is DONT'PANIC
You are not the first to get into problems and will not be the last.
you can try the following link
http://www.debtquestions.co.uk/debt_forum/
here you will find people who are going through what you are and have come through it.
CCCS, payplan and the cab debt advisors are the to help. debt in the uk is rising at about 1m per 6 mins!!!

nortyshaz

Thank you.....on my way over there now :rolleyes:

mrsspendalot

if you are not keen on the iva route why don't you pop up your statement of affairs as per southernscoursers sticky for first time poster at the top of the baord and see if we can save you enough money to pay your debts and avoid an iva?

Snaggles

Hiya, I think it depends what line of work you are in - if, for example, you worked for a bank, it may put your job at risk if you entered into an IVA, so that's possibly why they tell you to talk to them. Good luck with it.