Hi all

Finally paid our mortgage off in October this year. (value approx 200k) Sweat, hard work and tears at times.

We have now brought a 3 bed terrace for 101k, borrowed against mtge free house and plan to rent out in a couple of months. Will be overpaying on mtge and long term plan to sell main house and move to terrace in 5/10 years. (hope to have paid all mtge off by then and have 200k saving pot)

Best laid plans never straight forward.
Unhappy, but i have it all. 2014 is a year for change .
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