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Clueless
mardiemare2008
Posts: 133 Forumite
Hi Guys.
Quick question.....
Halifax have come back to me today with a mortgage offer :T
Does this mean they have already done a valuation of the property?
Does the offer mean the mortgage is approved?
Handover date is 6th March, I'm hoping all will go well before then.
Stressing out a bit lol
Quick question.....
Halifax have come back to me today with a mortgage offer :T
Does this mean they have already done a valuation of the property?
Does the offer mean the mortgage is approved?
Handover date is 6th March, I'm hoping all will go well before then.
Stressing out a bit lol
Member #179 -The 'Save 12k in 2014' Challenge £1740/£5000
0
Comments
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Mortgage offer is usually after val and underwriting yes.
It does mean it has been approved.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Look in section three.
Does it give figures for the purchase price of the property and then the valuation of the property?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Yes and yes.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Thanks guys.
I thought I may need to pay for another home report?
The home report we submitted was produced in July & the broker told me it would need to be no more than 3 months old.
Halifax have not asked for this. Do you think they will still require me to pay for a new one? Or will the July one do?
As you can see this is my first experience of house purchase. And it's not even my house! Just POA and doing a friend a favour while she's overseas.Member #179 -The 'Save 12k in 2014' Challenge £1740/£50000
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