Using Credit Card During Process

Royalbluemonkey

Just paid our deposit to solicitors and awaiting exchange after Christmas :beer:

Is it frowned upon by lenders if you use your Credit card for general spending and then pay it off each month during the application? I just twigged that I had set up a taxi account using credit card ages ago and now with all the extra Christmas work outings there is around £180 of cab fares. I will pay if off and extra as soon as I get paid before Christmas but panicking they may withdraw their offer if they do another credit check!

Yorkie1

General spending within regular limits is usually said to not be a problem.

It's the taking out of new credit, or suddenly spending far more than usual, which usually has the potential to cause problems.

Royalbluemonkey

Yorkie1 wrote: »

General spending within regular limits is usually said to not be a problem.

It's the taking out of new credit, or suddenly spending far more than usual, which usually has the potential to cause problems.

Thanks Yorkie. That has put my mind to rest a wee bit. I will pay it off and try and forget about!