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Ex Bankrupt

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fedupdad
fedupdad Posts: 26 Forumite
in Mortgages & endowments
Been on here before but still a little worried.

I am an ex-bankrupt (discharged since 2004) and my fiancee had an IVA in 2007. Both of which are not on our credit files.

I have a barclaycard with 5K on it (paying it off 0% over 36 months) and we wish remortgage our home.

We are looking for 107K, house worth 185K. Income 56K (both).

Am I right to be concerned considering I am an ex bankrupt or given that it was 10 years ago would I get a mortgage?

Thanks

Comments

  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The history you suggested is not a barrier in itself.

    You would benefit from applying via a mortgage broker.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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