State Pension Calculator - When will you get it ?

isasmurf

The Pension Service also provides a State Pension Calculator.

pioneer

What is changing from 2010?

If you reach state pension age on or after 6 April 2010, periods for which you have been awarded HRP before this date will be converted to credits.

From April 2010, you may be credited with contributions for periods when you were:
receiving Child Benefit for a child under 12
caring for a sick or disabled person for at least 20 hours
an approved foster carer

http://www.thepensionservice.gov.uk/atoz/atozdetailed/homeres.asp#what

So HRP is changing as it used to be till child aged 16.

EdInvestor

pioneer wrote: »

From April 2010, you may be credited with contributions for periods when you were:
receiving Child Benefit for a child under 12

So HRP is changing as it used to be till child aged 16.

I guess this will bring it into line with the new efforts to get single parents back to work after the child reaches 12.

cunni884

:eek:

pioneer wrote: »

http://www.pensionsadvisoryservice.org.uk/state_pensions/spa_calculator/

Just Key in your DOB and hey presto ! For me its now 66 they didn't tell me that when they started collecting my NI years ago ! :eek:

Having looked at that i have to wait until im 67!!!!

Luckly i got my service pension way before that lol - What a rip off, typical of this country/government

cunni884:eek:

dunstonh

I think its a bit harsh to call it a rip off. Its more a realisation that someone has to pay for it and the taxpayer isnt willing to do so.

At least this way you have choice because you can choose to fund your own retirement or not.

deadparrot

dunstonh wrote: »

2024 increased to 66, 2034, increases to 67, 2044 increases to 68.

No need for calculator.
.

unless you would of retired in in one of those years, I would of retired in 2034 when 66 but now it is 2035. I guess those 65 in 2024 and 67 in 2044 also have a staggered change?

DOB 10/10/68
You can retire aged 66.6 on Sunday 6 May 2035

downshifter98

Does anyone know whether this means that 'HRP' that I'm receiving for my 14 year old son stops immediately? (as he is over 12) or continues to he is 16 (the 'old' system) - my 'state pension' starts after 2010. The Pension service website seems to suggest that the new 'aged 12' HRP rule will only count after 2010 but its not very clear (I'm a simple type......).

Many thanks for any help

Stompa

isasmurf wrote: »

The Pension Service also provides a State Pension Calculator.

Thank goodness for that. Cos on the pension advisory service one I don't see anywhere to enter my date of birth nor gender, nor do I see a 'Go' button.....

EdInvestor

downshifter98 wrote: »

Does anyone know whether this means that 'HRP' that I'm receiving for my 14 year old son stops immediately? (as he is over 12) or continues to he is 16 (the 'old' system) - my 'state pension' starts after 2010. The Pension service website seems to suggest that the new 'aged 12' HRP rule will only count after 2010 but its not very clear (I'm a simple type......).

The new rules don't start till 2010.

Paul_Herring

deadparrot wrote: »

unless you would of retired in in one of those years, I would of retired in 2034 when 66 but now it is 2035. I guess those 65 in 2024 and 67 in 2044 also have a staggered change?

Depends on your actual age at 5th/6th of April I'd imagine.

Bear in mind that these dates are for your state pension *only* (and S2P if you didn't opt out) - you can retire when you want; just don't expect the government to pay you your state pension before this date.

(Or, being pessamistic about this, at all in my case - I fully expect the state pension to have ceased by the time I retire in 2039)