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Staying with parents and mortgage app

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We have decided to sell our house so we don't lose our buyer ands stay with my parents for a few weeks (prob from the end of January).

We have had an offer accepted on a house but they have not found anywhere so legal work and full mortgage application have not yet started but could do at any time.

AIP is done with our current home address.

What happens if we move in with parents in the middle of a mortgage application? Will it effect all the credi checks etc? Obviously we will not be on the electoral roll at my mums as it will only be a short term stay.

Thanks

Comments

  • kingstreet
    kingstreet Posts: 39,265 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd leave things alone and simply redirect your mail.

    Even if you do tell the lender you have a correspondence address for a few weeks, it won't make any difference to your application.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • bexs2247
    bexs2247 Posts: 178 Forumite
    Tenth Anniversary Combo Breaker
    Thanks. So we would be best not to change any addresses (banks etc) while we are at my mums?

    What if the my buyers register all there stuff when they move in here? Would that not show up on any credit checks that might be done?
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