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Wonga - Gothia
ChrisMc182
Posts: 22 Forumite
I have an outstanding balance of £662 to Gothia ltd which I believe is for a Wonga loan I received a while back.
I cringe everytime I need to write I used one of these payday lenders !
Gothia is still on my noddle report but I recevied this email from
Wonga
"Dear Mr *******
Following our email on the 10th October 2014 confirming you as affected by the affordability issues, we are pleased to confirm that your debt with us has been cleared and your balance has been set to zero.
We are working with the relevant credit reference agencies to remove records relating to your loan from your credit profile. We are nearing completion on this and we will email you again to confirm when this has been done for you."
Am I right in thinking I no longer need to repay this £662?
I cringe everytime I need to write I used one of these payday lenders !
Gothia is still on my noddle report but I recevied this email from
Wonga
"Dear Mr *******
Following our email on the 10th October 2014 confirming you as affected by the affordability issues, we are pleased to confirm that your debt with us has been cleared and your balance has been set to zero.
We are working with the relevant credit reference agencies to remove records relating to your loan from your credit profile. We are nearing completion on this and we will email you again to confirm when this has been done for you."
Am I right in thinking I no longer need to repay this £662?
0
Comments
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If the Gothia account is definitely the Wonga account then yes.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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Yes at the moment I believe its only Wonga wiping out these accounts, so it looks like an early Christmas present for you !!
:xmassign:I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
The debt is the Wonga loan I got
It really is an early Xmas present!
This with the 2 other payments I've made recently im down to around £1,300 mark! Final push, really excited at the thought of being debt free in 20150
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