Cash on Go LTD

I tried to post a pic but It wouldnt let me :mad:

Basically on my Noddle account it shows that I owe money to Cash on Go Ltd, when I googled Cash on Go it was pointing me in the direction of Peachy.co.uk but when I contacted them they said my account has been passed onto Motormile Finance who deals with them who I am already in process of paying back.

I cant seem to find where to contact or make any payment.

Tbh i couldnt even tell you what company it was for originally because it was at a point where I was applying for that many.

Anyone dealt with them or know where/who I can contact

Thanks guys :cool:

Comments

  • jimmy*c
    jimmy*c Posts: 181 Forumite
    I can't really speak for the latter part of your post, but CashOnGo appeared on my statement a few months back when i took out a loan with Peachy.

    On a side note, it makes me cringe to think I took out loans with payday companies :(
  • Tixy
    Tixy Posts: 31,455 Forumite
    Do you think this is not the debt you are repaying to motormile?
    And if so is there a particular reason you think it is a different debt?

    Your credit file should show a data controller address for the companies reporting to your credit file.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • jimmy*c wrote: »
    On a side note, it makes me cringe to think I took out loans with payday companies :(

    Tell me about it! I'm going to contact both Peachy and Motormile tomorrow see what they say.

    The amount im paying to Motormile is a lot more than the cash on go that's on my noddle report.
  • Peachy got back to me saying
    Please be advised that your debt has been sold to Motormile Finance UK
    and they are now the rightful owners of your account.

    However, as your loan originally defaulted with us, the information
    will still remain on your credit file (for both, the original creditor
    and the new owner).

    Please let us know as soon as you have cleared your debt with
    Motormile Finance and we will then update you file to show that the
    payment has been made. However, the note that you have defaulted will
    remain on your credit report for up to six years.

    I am waiting on Motormile finance to get back to me with details of the debt! I'm pretty confused and tbh I realise now I should have found all this out before trying to sort payments out.
  • sourcrates
    sourcrates Posts: 31,028 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Peachy.co.uk is the trading name of cashongo ltd.
    Motormile finance are there usual DCA of choice.
    Its funny you should post this, as when I was going through my separation in 2012, I, apparently, took a peachy loan, and I forgot all about it, due to everything else that was going on.

    I never had any correspondence from peachy at all, it was only later in the year, I found the default on my file (still cant remember taking the loan out, bad times).


    They told me the same thing as you, sold to MM, I wont contact MM after a real battle with them on another issue, so was content to let sleeping dogs lie, as MM had not contacted me either.

    Then, when I checked my credit file on Noddle this month, the whole thing has just disappeared, the account, and all reporting on it, has just gone.
    Its not in closed accounts, its completely vanished, it was only in 2012, so nothing to do with the 6 year rule, I am quiet perplexed as to what has happened, its good for me of course, I'm wondering if they have dumped the account due to the FCA`s new rules on payday lending, but why would it just vanish ?
    Don't know if its still reported elsewhere, or not, to be honest, it may not of been my loan at all, I have little recollection of that period.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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