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Will they ever learn ?
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
I had great delight earlier this year informing Capital One my debt with them was statute barred(my final debt). Imagine my considerable surprise to be receive a letter from them yesterday stating that I had been 'pre-selected' to apply for a Capital One Classic card. I'm pleased I wasn't tempted and binned it, but it beggars belief that I would have most likely got another card from them.
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'Pre-selected to apply' is not the same as 'pre-approved for a card'.0
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no, but in my past experience, I have always received a card if I have been 'pre-selected'.0
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Deleted User wrote: »I had great delight earlier this year informing Capital One my debt with them was statute barred(my final debt). Imagine my considerable surprise to be receive a letter from them yesterday stating that I had been 'pre-selected' to apply for a Capital One Classic card. I'm pleased I wasn't tempted and binned it, but it beggars belief that I would have most likely got another card from them.
Not as unusual as you might think, LS. Clearly your dealings with them are so far in the past that you are effectively a brand new potential customer in their eyes!
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Apply and run up thousands.
That's a joke by the way..0 -
Liked the above - Made me chuckle
It's nothing new OP - I've had in the region of 50 letters this year from those sub prime b******s saying my application is pre approved..... Ask yourself, what the hell does that even mean?? Just irresponsible lending and entierly immoral marketing strategies. I received letters of "free bets online" from an online casino the other day! Oh well, keeps the fire going.... 0 -
When I think about the stress of the last few years, I know my credit card days are definitely over.0
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