I will not spiral down, I will not spiral down

Options
grassgirl
grassgirl Posts: 401 Forumite
Name Dropper First Post First Anniversary Combo Breaker
edited 11 December 2014 at 12:08PM in Debt free diaries
Although, spiral is such a lovely word!

Decided to log what I'm doing and generally chat to myself (happens a lot) :)

A few aims for the end of the year,

1. To be in a better place with work
- hit my sales target (no bonus, just for confidence reasons)
- set regular hours
- better way to get to work
- or leave!

2. Fill out my journal daily
I have categories such as friends, housework, pleasure, upgrades, etc that I write a line about and then score myself out of ten. The idea being that once a week I look back and see what's good and what need work. A bit wierd I know but I forget to come out of my shell sometimes and it can get quite dark inside :eek:

3. Get debt to 15% paid off.

4. Be able to afford two phones and a bike (and helmet) for Christmas present giving.

5. List 20 things on eBay.

6. Get emergency fund up to £300.

7. Make 10/day in December.

8. To have painted my living room. Going for green and white with colour changing lights (on my Christmas list)


I'll add more when I remember haha
1 step = £250
0/100
«1

Comments

  • grassgirl
    grassgirl Posts: 401 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    edited 3 February 2015 at 7:36PM
    Options
    Happy New Year!
    So an update on December targets..!
    Other than the challenges in sig

    I've asked for mostly weekend hours, as it is impossible for me to do the school run otherwise. Jan looks a bit better but I have an extra days work per week which I'll only see 15% off the wage..so that needs sorting :(
    I hit my sales target :)

    Didn't fill out my journal, was here there and everywhere and left it at home :(

    Paid 14% off :(

    Bought two phones :)

    Didn't buy bike :(

    Listed 0/20 :(

    Emergency fund was up to £200 odd then bought Xmas presents :(

    Did make over £310 extra in dec :)

    Painted a tester corner but not all of living room :(


    January list

    Work.
    1. [STRIKE]Decrease hours[/STRIKE] 0 hours contract, not ideal but I've passed this task! :)
    2. [STRIKE]Sort way to get to work[/STRIKE] My Dad's been giving me a lift :)
    3. [STRIKE]Look into childcare[/STRIKE] Found nothing for 5am but did look :)
    4. Apply for other jobs Wasn't sure where I stood most of Jan do left this :(
    5. Send my good ideas to management Haven't got them all together and organised yet, may not bother.. :(

    Be organised!
    1. Keep filling out my journal Not every day :(
    2. List 20 things on eBay Nope :(
    3. Organise my phone and keep most productive apps, getting rid of others Not been a priority :(

    Money
    1. [STRIKE]Have reset 1% challenge, aim to pay off 1% per week[/STRIKE] :)
    2. [STRIKE]Pay off 5% in Jan[/STRIKE] :)
    2. Have saved £300 Managed £195 odd :(
    3. To keep up with PADs Nope :(
    4. Make £5 a day Nope :(

    Buying
    1. [STRIKE]One[/STRIKE] or two bikes :)
    2. [STRIKE]A bag big enough for my journal[/STRIKE] don't need, found one :)
    3. [STRIKE]Paint pad for living room[/STRIKE] Bought a roller :)

    Home
    1. Paint living room Want to buy coloured lightbulbs first :(
    2. Charity bags gone Keep forgetting them :(
    3. Buy a new bed and mattressNot priority for my cash and it's not too bad :(

    I think that will do for now :)
    1 step = £250
    0/100
  • grassgirl
    grassgirl Posts: 401 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Options
    I've cleared my first debt!

    In credit with my rent and now off to tackle the £800 odd Argos debt :D
    1 step = £250
    0/100
  • grassgirl
    Options
    Lost 2.5lbs just by not eating late at night and not over eating at dinnertime, v pleased :D
    V tired though
    1 step = £250
    0/100
  • grassgirl
    grassgirl Posts: 401 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    edited 2 March 2015 at 7:04PM
    Options
    Work
    1. [STRIKE]Apply for jobs[/STRIKE] :)
    2. [STRIKE]Make my Dad his website[/STRIKE] :)
    3. Make my website live :( putting on back burner as haven't picked which idea to run with yet

    General
    1. Get to 9 stone something :( somehow managed to hit 11 stone, oops!

    Money
    1. Pay off 10% debt (£650+) :(
    2. [STRIKE]Save £500 total[/STRIKE] :)
    3. PAD from 6th onwards :( locked myself out of online banking, oops!
    4. Make £10/day (£280) :( £270!!

    Home
    1. [STRIKE]Charity bags gone[/STRIKE] :)
    2. Use up all cake packets :( too much of my Dad's birthday cake to eat, let alone anymore!
    3. List 20 things on eBay :( no excuses
    4. Paint living room :( decluttering first
    5. Offload phone stuff to laptop :( no excuses

    Buying in the home
    1. Colour changing light bulbs :) ordered a strip light to play with

    General buying
    1. Underwear sets :( didn't hit 10% do felt odd to shop

    Check
    1. Does the bike helmet fit me? :) yes it does
    1 step = £250
    0/100
  • grassgirl
    grassgirl Posts: 401 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Options
    If I'm to clear my debt this year -

    £549 / month
    £131 / week
    £18 / day
    1 step = £250
    0/100
  • rockabillygirl
    Options
    Hi grassgirl, your doing brilliantly! X
    It will all be ok in the end - if it's not ok, then it's not the end!
    Saving for Christmas 2019 #27 total £62.00
    Sealed pot challenge 12 #32 total £67.50
    Mortgage paid off.
  • January2015
    January2015 Posts: 2,369 Forumite
    First Anniversary First Post Combo Breaker
    Options
    Hi Grassgirl

    I'm loving your lists - very organised even if you don't always achieve everything - at least you set yourself those goals.

    I've subscribed and will follow your diary.
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • grassgirl
    Options
    Blush...thanks guys! Such a good tool to have an online diary, I'm not always home so easy to keep on top of it this way :D
    1 step = £250
    0/100
  • grassgirl
    grassgirl Posts: 401 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    edited 21 February 2015 at 10:44PM
    Options
    £5980 left, I'm under £6000! Yay :D

    My EF has taken a £500 hit, I'm lending my best friend £500 and he's paying me £550 back in a week :D

    Dry January - done
    Fit February - turned into f it feb!

    March will be.........Money Making March!
    1 step = £250
    0/100
  • grassgirl
    grassgirl Posts: 401 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Options
    It’s funny how time flies, I need to keep on top of this this time <3
    1 step = £250
    0/100
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.5K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.6K Work, Benefits & Business
  • 608.5K Mortgages, Homes & Bills
  • 173.2K Life & Family
  • 248.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards