1 step = £250
0/100
I will not spiral down, I will not spiral down
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grassgirl
Posts: 401 Forumite
Although, spiral is such a lovely word!
Decided to log what I'm doing and generally chat to myself (happens a lot)
A few aims for the end of the year,
1. To be in a better place with work
- hit my sales target (no bonus, just for confidence reasons)
- set regular hours
- better way to get to work
- or leave!
2. Fill out my journal daily
I have categories such as friends, housework, pleasure, upgrades, etc that I write a line about and then score myself out of ten. The idea being that once a week I look back and see what's good and what need work. A bit wierd I know but I forget to come out of my shell sometimes and it can get quite dark inside :eek:
3. Get debt to 15% paid off.
4. Be able to afford two phones and a bike (and helmet) for Christmas present giving.
5. List 20 things on eBay.
6. Get emergency fund up to £300.
7. Make 10/day in December.
8. To have painted my living room. Going for green and white with colour changing lights (on my Christmas list)
I'll add more when I remember haha
Decided to log what I'm doing and generally chat to myself (happens a lot)
A few aims for the end of the year,
1. To be in a better place with work
- hit my sales target (no bonus, just for confidence reasons)
- set regular hours
- better way to get to work
- or leave!
2. Fill out my journal daily
I have categories such as friends, housework, pleasure, upgrades, etc that I write a line about and then score myself out of ten. The idea being that once a week I look back and see what's good and what need work. A bit wierd I know but I forget to come out of my shell sometimes and it can get quite dark inside :eek:
3. Get debt to 15% paid off.
4. Be able to afford two phones and a bike (and helmet) for Christmas present giving.
5. List 20 things on eBay.
6. Get emergency fund up to £300.
7. Make 10/day in December.
8. To have painted my living room. Going for green and white with colour changing lights (on my Christmas list)
I'll add more when I remember haha
0
Comments
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Happy New Year!
So an update on December targets..!
Other than the challenges in sig
I've asked for mostly weekend hours, as it is impossible for me to do the school run otherwise. Jan looks a bit better but I have an extra days work per week which I'll only see 15% off the wage..so that needs sorting
I hit my sales target
Didn't fill out my journal, was here there and everywhere and left it at home
Paid 14% off
Bought two phones
Didn't buy bike
Listed 0/20
Emergency fund was up to £200 odd then bought Xmas presents
Did make over £310 extra in dec
Painted a tester corner but not all of living room
January list
Work.
1. [STRIKE]Decrease hours[/STRIKE] 0 hours contract, not ideal but I've passed this task!
2. [STRIKE]Sort way to get to work[/STRIKE] My Dad's been giving me a lift
3. [STRIKE]Look into childcare[/STRIKE] Found nothing for 5am but did look
4. Apply for other jobs Wasn't sure where I stood most of Jan do left this
5. Send my good ideas to management Haven't got them all together and organised yet, may not bother..
Be organised!
1. Keep filling out my journal Not every day
2. List 20 things on eBay Nope
3. Organise my phone and keep most productive apps, getting rid of others Not been a priority
Money
1. [STRIKE]Have reset 1% challenge, aim to pay off 1% per week[/STRIKE]
2. [STRIKE]Pay off 5% in Jan[/STRIKE]
2. Have saved £300 Managed £195 odd
3. To keep up with PADs Nope
4. Make £5 a day Nope
Buying
1. [STRIKE]One[/STRIKE] or two bikes
2. [STRIKE]A bag big enough for my journal[/STRIKE] don't need, found one
3. [STRIKE]Paint pad for living room[/STRIKE] Bought a roller
Home
1. Paint living room Want to buy coloured lightbulbs first
2. Charity bags gone Keep forgetting them
3. Buy a new bed and mattressNot priority for my cash and it's not too bad
I think that will do for now1 step = £250
0/1000 -
I've cleared my first debt!
In credit with my rent and now off to tackle the £800 odd Argos debt1 step = £250
0/1000 -
Lost 2.5lbs just by not eating late at night and not over eating at dinnertime, v pleased
V tired though1 step = £250
0/1000 -
Work
1. [STRIKE]Apply for jobs[/STRIKE]
2. [STRIKE]Make my Dad his website[/STRIKE]
3. Make my website live putting on back burner as haven't picked which idea to run with yet
General
1. Get to 9 stone something somehow managed to hit 11 stone, oops!
Money
1. Pay off 10% debt (£650+)
2. [STRIKE]Save £500 total[/STRIKE]
3. PAD from 6th onwards locked myself out of online banking, oops!
4. Make £10/day (£280) £270!!
Home
1. [STRIKE]Charity bags gone[/STRIKE]
2. Use up all cake packets too much of my Dad's birthday cake to eat, let alone anymore!
3. List 20 things on eBay no excuses
4. Paint living room decluttering first
5. Offload phone stuff to laptop no excuses
Buying in the home
1. Colour changing light bulbs ordered a strip light to play with
General buying
1. Underwear sets didn't hit 10% do felt odd to shop
Check
1. Does the bike helmet fit me? yes it does1 step = £250
0/1000 -
If I'm to clear my debt this year -
£549 / month
£131 / week
£18 / day1 step = £250
0/1000 -
Hi grassgirl, your doing brilliantly! XIt will all be ok in the end - if it's not ok, then it's not the end!
Saving for Christmas 2019 #27 total £62.00
Sealed pot challenge 12 #32 total £67.50
Mortgage paid off.0 -
Hi Grassgirl
I'm loving your lists - very organised even if you don't always achieve everything - at least you set yourself those goals.
I've subscribed and will follow your diary.DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0 -
Blush...thanks guys! Such a good tool to have an online diary, I'm not always home so easy to keep on top of it this way1 step = £250
0/1000 -
£5980 left, I'm under £6000! Yay
My EF has taken a £500 hit, I'm lending my best friend £500 and he's paying me £550 back in a week
Dry January - done
Fit February - turned into f it feb!
March will be.........Money Making March!1 step = £250
0/1000 -
It’s funny how time flies, I need to keep on top of this this time1 step = £250
0/1000
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