Natwest Loan

jamesc160

Hi Everyone,
I was wondering if anybody had experience or had dealt with Natwest when it came to personal loans.

I used moneysupermarket to see which loans I had a high chance of being approved for as I would say I have poor credit due to missing payments etc in the past, however to my surprise it came out that Natwest had a very high chance of approving the loan.
The Loan I was looking for was £6000 to pay off a credit card.

Being an existing customer I ran an application online which to my surprise said that 'the loan application has been agreed' and that they would be sending me out some paperwork.

Does anyone know if this means that I have a good chance of being agreed? or will I return all this paperwork just to have the underwriters decline me?

Thanks in Advance,
James.

Tixy

Sounds like you have a good chance yes.

Foxy-Stoat_3

Come back if you get it approved, but there is just as much chance as it being declined as being accepted.

Normal formula though is:

If you don't need the money = approve

If you need the money = decline

Levi-

I have a Natwest loan. It sounds very promising for you at this stage.

manceinion

Hi James,
I'm in the same situation as you. have you heard anything off them? I'm waiting for the paperwork to arrive, but can not help feeling it will get declined. Like yours, it was AIP, just wanting the paperwork to be sent back with 3 month payslips. let me know how you get along?


Thanks