We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Signing documents at solicitors
Royalbluemonkey
Posts: 9 Forumite
We have an appointment tomorrow to go in to our solicitors so they can do their last checks and we can sign our contracts. Yay!:j
I am surprised at how nervous and excited I am feeling though!
I have a few questions:
What happens and how long will it take? I am Imagining another mortgage interview style grilling here!
We are married and it is a joint mortgage though the deposit funds are in an account with my name on it only. Is this likely to be a problem? We have a joint account which we use for bills so thought it be easier to keep separate and didnt want a large bank transfer in there just before. Guess they can check source of funds and we can transfer to joint if they prefer.
We had a PPI refund and this in our savings. We asked the broker ages ago and he said was fine but now worried ( normal,right?!). We can of course provide paper trail and will take it in.
Thanks so much
I am surprised at how nervous and excited I am feeling though!
I have a few questions:
What happens and how long will it take? I am Imagining another mortgage interview style grilling here!
We are married and it is a joint mortgage though the deposit funds are in an account with my name on it only. Is this likely to be a problem? We have a joint account which we use for bills so thought it be easier to keep separate and didnt want a large bank transfer in there just before. Guess they can check source of funds and we can transfer to joint if they prefer.
We had a PPI refund and this in our savings. We asked the broker ages ago and he said was fine but now worried ( normal,right?!). We can of course provide paper trail and will take it in.
Thanks so much
0
Comments
-
They will inform the mortgage company that the deposit is coming from a single applicant.
This may cause some extra questions and requirements from your lender....I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0 -
stephenni1971 wrote: »They will inform the mortgage company that the deposit is coming from a single applicant.
This may cause some extra questions and requirements from your lender....
Even though its both our money? He puts his savings into my account and then I transfer them over?0 -
The money is coming from the account of a single applicant.
Lender will want and need to know. It's shouldn't be a big issue.I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0 -
ok thanks. Just dont want anything to hold it all up!0
-
Royalbluemonkey wrote: »We have an appointment tomorrow to go in to our solicitors so they can do their last checks and we can sign our contracts. Yay!:j
I am surprised at how nervous and excited I am feeling though!
I have a few questions:
What happens and how long will it take? I am Imagining another mortgage interview style grilling here!
Thanks so much
It's not a grilling. The solicitor is working for you and will run through all the paperwork explaining it and making sure you understand what you are signing as well as sorting the payment with you and may need to see ID.
When I went to do mine last week it was under an hour.Remember the saying: if it looks too good to be true it almost certainly is.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards