Best Bank to go for

baggiesgal

Hi ,There wonder if anyone can advise me on the best Bank to go for .... seeing as I'm going to have to close my current a/c with Nationwide as I have a loan with them , & im having to sort my debts out im using Payplan who will be sorting things out for me but they have advised that I may have to close my current a/c .
I know some banks won't touch you with a barge pole but wondered if anyone out there could advise any banks for me ???:rolleyes:

sammiboo

Barclays were rubbish for me. Good when you have plenty of money, they cant help you enough! But if you are in debt then they are less than helpful - they will just offer you a bigger loan and more debt!

I moved from Barclays to Allience and leicester at the start of the new year and they have been fine so far

James&Shell

Ive got a account with the co-op and they are fantastic and they even give you a visa electron card on there basic cashminder account.

misscutiepie1984

natwest, alliance and leicester are good for basic accounts ie visa electron/solo.... but you may still be able to get a proper account with citibank ie debit card as i was offered this.... although silly me didn't take them up of the offer and i moved address which trashed my credit score and they wont let me have it now... but still i have an account with them just not the card.

jo1972

Natwest step account is the one I went for, it's basic and doesn't offer any credit facilities (which is perfect for me!!). I've got a solo card and can pay my bills by D/D or do telephone and internet banking. It keeps me out of trouble!

rayday2

I applied for a cahoot as my parachute account and got one with debit card and came with an overdraft which we don't use!

Then a couple of months ago we applied for an A&L account even though we had been in a DMP for a year and we got the account with cheque book and debit cards - they said sadly they could not give us an overdraft unless we closed our other bank account - awwww!

Both for me have been spot on because I mainly internet bank living in a village.

We have an old Yorkshire account in my hubbys name and I find there online banking and old fashioned way of banking terrible - very inconvenient!

baggiesgal

Sadly I'm not able to use either Nationwide or Alliance & Leicester as I currently have loans & a bank account , many thanks to the peeps that have advised me so far.