27.7.07 what small dfw thing will you do or have you done today?

hypno06

Hello lovely DFWers - old timers and newbies. TGI Friday :j :j :j

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- keep an eye on the bank charge test case today
- check online banking and update spreadsheet
- make sure as many appliances as poss are switched off at the wall
- use only the storecupboard/freezer for meals today
- do clicks and surveys
- speak to bank re direct debit I had cancelled but they have paid!
- take flask of coffee to karate to avoid buying any!
- not increase my debt in any way
- be positive

I hope everyone has a good day xx

immoral_angeluk

Today I WILL do some housework and get some practice in on my bass... instead of spending every spare second on the PC emailing DH at work when I get to see him all evening and all weekend! lol!

Hence I will be spending no money! Hurrah!

tooties

hello everyone
i have been looking at this site for a couple of weeks now and i feel my lightbulb is shining brightly so i am going to be doing my SOA to post on the boards and seek some help

tooties

James&Shell

Im up for another NSD today.

As its friday i have told myself i can spend as much time as i loke on here today!

Ill just have to work extra hard on Monday.

painted_lady

OK, have the plumber round at the moment, fixing my central heating in time for winter, will cost me £280 but the system will be more effective and therefore cheaper on gas! However, not very MSE, I have to keep the heating on for few hours, but am using the opportunity to do some washing (at 30 degrees) and get the stuff dry!
As I have to sit in all day, I will be forced to tidy the house, thus not being tempted into spending more money and might even get to check my online banking and work out a new budget, as I have been meaning to do for weeks, now maternity pay has been cut!

JAMIEDODGER

morning:wave:

today i am going to check through my dd's and see if there are any i can cancel (if there is i will be able to up my monthly contribution to savings:))

i am going to try and list some items on ebay this evening to try and up my olympic challenge totals:D

other than that i am going to have a chilled day:)

skint_spice

Hello all,

Today I have worked out budget for the month (it's pay day at last),
will do clicks in a bit,
fingers crossed some of the stuff ending today on ebay will sell,
have done meal plan for the week and will shop later.

OliveOyl_2

Today I will, I really really will, write to the bank and tell them I was sold an expensive account on incorrect information. (they told me the size of my overdraft meant that it would be cheaper to pay them £10 per month (£11.50 now) for my account. They've since told me that this is not true. I have no idea if I'll be able to convince them to give that money back.....but I'll try

steven77

Today I will...

- Apply for a new credit card to transfer my balance
- Instead of our traditional Friday night Fish 'n' Chips we will just buy chips and have them with our homemade burgers... yummy!

positivelypurple

I'm having a NSD :j had a little shopping trip yesterday as it was my birthday, but all spends were covered by birthday money :T

Clothes are out on the line, although it's beginning to look a bit cloudy.
Food from freezer/stockpile.
Listed more books on GM this morning.
Am planning on a doing a carboot next weekend so have to start sorting for that.

Have a great day everyone!!!

Storm

Hi all,

Today I have/will:

- brought lunch to work with me
- checked online banking & started working out August's budget (but a bit of a headache until i know how much the MOT will cost :rolleyes:)
- arranged to get fed Sunday lunch at my parent's (yum!)
- should be a NSD, but there's 50p in my purse that might magically turn into a bar of chocolate later...

Have a good one all!