We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
accepted on Credit Score?
allylou2002
Posts: 40 Forumite
Hi,
We are applying for a mortgage for our next home. We have been through a broker, so far the experience has been great. I haven text from them saying we have been accepted through credit scoring (checked my Experian, Generic Identity Check Completed).
This was a good feeling but I am still panicking? Should I be concerned? I have not idea why, this is so stressful? I'm sire things will unravel as the days go on.....? But just wondered if anyone else have had this experience? And what happened next?
I know lenders move at various time scales depending on work load, case particulars Etc
We are applying for a mortgage for our next home. We have been through a broker, so far the experience has been great. I haven text from them saying we have been accepted through credit scoring (checked my Experian, Generic Identity Check Completed).
This was a good feeling but I am still panicking? Should I be concerned? I have not idea why, this is so stressful? I'm sire things will unravel as the days go on.....? But just wondered if anyone else have had this experience? And what happened next?
I know lenders move at various time scales depending on work load, case particulars Etc
0
Comments
-
Like many posters you are feeling exactly as you should.
It will be some weeks before you get your formal mortgage offer.
Any concerns in the meantime are best addressed to your broker.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thank you.... Wondered if this was normal...as looking at people's processes no one has mentioned accepts on credit score...guess that it a first hurdle, that we are worthy applicants hahahah!....0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards