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mortgage for new build northern ireland
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missma
Posts: 406 Forumite
Hi
Myself and Oh are currently looking at New build property near belfast, 4 bed semi, which won't be ready until about May 2015. Are property is sale agreed for 4th time, others were time wasters. Anyway I am currently pregnant and due to go on leave start February.
We have 30k deposit 15%, we have about another 12 -15k from house sale \ savings, which will be used for fees stamp duty, baby things and when I am on maternity.
Anyway mortgage advisor has looked at accord 3 year deal 3.29% because there mortgage promise lasts 6 months. Been told lot more limited due to new build. Also wondering how much insurances may cost.
We both have excellent credit rating. Earn 28k EACH plus over time. Though I may go down few hours on return due to child care.
Just wondering what views are on this rate and any other advice
Myself and Oh are currently looking at New build property near belfast, 4 bed semi, which won't be ready until about May 2015. Are property is sale agreed for 4th time, others were time wasters. Anyway I am currently pregnant and due to go on leave start February.
We have 30k deposit 15%, we have about another 12 -15k from house sale \ savings, which will be used for fees stamp duty, baby things and when I am on maternity.
Anyway mortgage advisor has looked at accord 3 year deal 3.29% because there mortgage promise lasts 6 months. Been told lot more limited due to new build. Also wondering how much insurances may cost.
We both have excellent credit rating. Earn 28k EACH plus over time. Though I may go down few hours on return due to child care.
Just wondering what views are on this rate and any other advice
0
Comments
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Should have said I think the accord mortgage reverts to nearly 5.99% after term.0
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Just bumping any advice guidance thanks0
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