Single application, spouse bankrupt

amnblog

Guarantor mortgages are there to top up affordability not to provide affordability where otherwise it would be all but non existent.

ACG

I will just make my point again, speak to a decent broker.
Bankruptcy is 3 years old, there are lenders who will at the very least consider a joint application. I think that has more legs than you trying to get a guarantor mortgage in your wifes name only. Many lenders do not like sole applications where you are trying to avoid the husband/wife going on due to adverse.

The_Real_Cheddar_Bob

update - got a mainstream mortgage in my name in Feb this year. 10% deposit. Broker fee was £2000 though, but any mortgage advisor not charging a fee said i would have no hope.

apologies for the first post, i edited a specific out and deleted the whole thing