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paying off an overdraft

What are the best ways to pay off an overdraft? I have recently transferred from one current account to another and the long and short of it is they won't match my previous overdraft limit.

Appreciate some advice.

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How much are we talking about? What is your income and how much spare cash do you have each week/month??
  • £2k o/d
    £2.5k monthly income
    little spare!
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well you are going to have to make some major cutbacks in your spending?

    In theory your present bank can call in your overdraft at any time and may become jittery when they realise your salary is not going into their bank anymore.

    IMO you need a minimum of £100 to repay your o/d every month.
    If your new bank will not match your O/D will they give you a loan?

    Go to the debt wannabee board and prepare a complete statement of income and expenditure.
  • sound advice. thankyou
  • ixwood
    ixwood Posts: 2,550 Forumite
    2.5k is a lot to spend every month. Is you do list of everything (Statement of Affiars), I'm sure the clever peoiple on here can save you loads.
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