The "Save 12k in 2015' Thread!

edinburgher

My Christmas pay has been received this morning, so the 2015 challenge begins!

£485.28 cash and £202 S&S ISA = £687.28 for January :T

Signature updated.

Glitterbaby

For me, its about working hard to achieve the total - so I go for a target that is achievable but means a bit of hard work, overtime, ebay selling etc.

lalman

I have long term aspirations and seeing a target and taking the necessary small steps to get there isn't boring to me... its exciting and actually keeps me motivated to work for it!

girlatplay

ggb1979 wrote: »

Apologies if I've missed the obvious but relatively new round here. What signing up achieve? I have my dd's set up for cash and s+s isa and my kids ctf, plus work pension is fixed and deducted at source.

If you have a savings target just set up a dd and leave it alone. If you lose your income all bets are off.

In accordance with my salary, my dd would be for £150. That 'only' amounts to £1,800 in a year. My target is £2,000. I know I can cut bits here and there and collect other money (rounding down the balance in my bank account / surveys / interest from other savings / etc) so I give myself a target to encourage me to aim higher. Works for me.

edinburgher wrote: »

It's not a criticism, I fully agree re. investing for children, just not on the approach to investing. Making the payments and having the discipline to keep the money invested will result in very similar results, all things considered.

It's ok, I didn't feel criticised Believe me, I have had people properly laugh at me, and others shake their heads at me when I have told them stuff like that before. My approach may well not be the best one but it works for me

[Deleted User]

SF could I change my target please to £4000 for 2015 please? My initial target of £12k is totally unrealistic now, until I get another job. I am number 004. Thank you.

anonymon

Put me down for £20k, it's ambitious for me but that's the point I guess!

edinburgher

[Deleted User] wrote:

SF could I change my target please to £4000 for 2015 please? My initial target of £12k is totally unrealistic now, until I get another job. I am number 004. Thank you.

You can use the form at the start of the thread to request an update

kersplatt

Hi put me down for 6k. I became debt free earlier this year after many years of dealing with my exes debts. Now I need to buckle down and start saving.

iloveshopping93

Hello, please can I join? Aiming for 2k by then end of 2015. This will be 1k for a rainy day fund as well as 1k to start towards a house deposit.

Glitterbaby

iloveshopping93 wrote: »

Hello, please can I join? Aiming for 2k by then end of 2015. This will be 1k for a rainy day fund as well as 1k to start towards a house deposit.

Its great to see you here Iloveshopping