Cease and Desist Letter

darwins_mum · 26 November 2014 at 1:45PM

Hello all, my hours have been cut from 37 to 15 per week, so things have been a bit tight over the last couple of months.
As a result, the belt has been tightened. One of the things that had to go was my gym membership. The debt has been refered to heir DCA. I have written to them advising of circs, and offering a £1 a month. They ring me several times a day and leave messages. I have written to them requesting that my telephone number be removed from their system and the system of the DCA, the response has been no. Does anyone have a cease and desist letter quoting the appropriate anti harrassment clause please.

They have also suggested that they will not accept £1 a month unless I am in an IVA (sounds like nonsense to me). This is a temporary situation and I do not feel it necessary to bother a debt charity for such a paltry issue at this time.

Thanks in advance for your help.

happy_bunny_2 · 26 November 2014 at 2:05PM

Did you cancel the membership in a minimum contract?

Which DCA?

FireWyrm · 26 November 2014 at 3:20PM

The letter would be pretty much common sense, but you could probably pick some bones out of this : https://forums.moneysavingexpert.com/discussion/comment/67072413#Comment_67072413

Tell them that harassment is a CRIMINAL offense.

darwins_mum · 26 November 2014 at 8:14PM

happy_bunny wrote: »

Did you cancel the membership in a minimum contract?

Which DCA?

Yes I did cancel within minimum contract. Outstanding balance is £479.60.
It has ben refered onto ARC Europe

chanz4 · 26 November 2014 at 8:21PM

479 months, this is the reason for refussing. send them a soa proving all you can afford then they will have to accept

happy_bunny_2 · 27 November 2014 at 8:14PM

Yes, write to them, state what you can afford to pay.

If they refuse, complain, in writing and check back once they respond to you for advice on complaint wording.

HB

harveybobbles · 27 November 2014 at 11:24PM

Only a Judge in Court can REQUEST to see an I&E, so tell Dewi Fox to sod off and accept the £1.00 or put their refusal in writing - which they wont do.

they will just huff and puff and moan.

enfield_freddy · 15 April 2015 at 5:33PM

send heir DCA a nice letter advising them to refer it back to the people you owe the money to , as its in dispute , any further contact from them will be harassment , if they continue refer to British gas v Fergerson , http://www.5rb.com/case/ferguson-v-british-gas-trading-ltd/