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HSBC Decision Obtained - meaning?
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movilogo
Posts: 3,235 Forumite
I submitted my mortgage application online and now status says "Decision Obtained".
They asked for documentary evidences thru post.
Now my question is, how can they reach to a decision without seeing documents first?? I do have my a/c with HSBC but my wife (who is secondary applicant) doesn't bank with them.
I called bank and asked about it and they said they can't disclose decision now until they see the documents (which I'm sending anyway).
They asked for documentary evidences thru post.
Now my question is, how can they reach to a decision without seeing documents first?? I do have my a/c with HSBC but my wife (who is secondary applicant) doesn't bank with them.
I called bank and asked about it and they said they can't disclose decision now until they see the documents (which I'm sending anyway).
Happiness is buying an item and then not checking its price after a month to discover it was reduced further.
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Comments
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You've guessed it - it does not mean you are yet anywhere close to obtaining your mortgage offer.
Have funI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
We also completed an online application with HSBC.
The decision obtained appeared after our AIP was granted.
Hope this helps
TommyI'm not a complete idiot.......some parts are missing0 -
The decision obtained appeared after our AIP was granted.
You mean Agreement in Principle or full mortgage offer?
I got Agreement in Principle without starting the full mortgage application process.
I am bit confused how they can take decision without seeing documents first??Happiness is buying an item and then not checking its price after a month to discover it was reduced further.0 -
After Agreement in Principle was given.
I'll have a look at our timeline on the application portal when I get home tomorrow. This should give you some idea of timescale of the online process at HSBC.
TommyI'm not a complete idiot.......some parts are missing0
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