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Mortgage app and sending original documents.
Moseydo82
Posts: 58 Forumite
Hi,
The mortgage lenders have contacted us asking for documents and that we send the originals.
This isn't a problem but obviously is s worry sending our original pay slips etc.
Do we definitely get these back? Do we need to send a stamped addressed envelope?
Thanks
The mortgage lenders have contacted us asking for documents and that we send the originals.
This isn't a problem but obviously is s worry sending our original pay slips etc.
Do we definitely get these back? Do we need to send a stamped addressed envelope?
Thanks
0
Comments
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only the Lender knows their own process - ask them.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I'll just put a SAE in anyway.
Can't go wrong then.0 -
Send them an addressed special delivery envelope.
You can pick them up easily at the Post Office (unlike mortgages).I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Oh no, that's not good! That's who we have gone with!0
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Ironic, a mortgage from the Post Office and you are worried about losing your documents in the post!I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Ha ha ha I know!
Well hopefully the valuation will come back fine and my documents are ok.0 -
They returned mine last week via Special Delivery signed for (I hadn't included an SAE). Had to go and collect them from the depot as I work during the day.
Was a bit of a disappointment as I thought it was going to be the mortgage offer until I collected it!
The offer still hasn't come through although apparently everything's been accepted. Sounds like they're having trouble with their systems. The rate I applied for isn't on their site any more so hopefully the delay won't mean I miss that original rate.
I remember something about paying fees meaning you'd secured the rate but not sure if that was valuation fee (which I've paid) or arrangement fee (which I asked to be added to the loan).0
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