Effect on mortgage advice

Penniesdontmakeyourich

Hi just looking for a bit of advice please. We are now saving to move house but probably won't be for a year or maybe 2 yet. I am looking to lengthen the term of a personal loan I have so that we can save to move (house currently in negative equity) so we want to put all money we can into moving, my question is because I have applied for different credit a couple times already this year. I took out a new 0% credit card this time last year, in May I took out a small car finance (which is now paid off) and then in September I took a new phone out on 02 refresh which is basically taking the phone out on credit. So 3 times in the last year, will this all go against me? Should I leave the loan as is just now so as not to affect my credit score? (Which is otherwise good I've never missed a payment on anything)

Thanks in advance. I posted this on the credit ratings forum but I thought I'd ask here since its a more active board.
I will add that when we hope to move I would look to have our debts paid off except this loan if we extend it and the monthly payment would be small in this case. So the phone plan and small credit card balance will be gone.

kingstreet

Not in a year or two, it won't.