Investor-specific information in a pension?

TrustyOven

Is there any way to determine what investments are held inside a Scottish Widows pension and what the AMC is? Or does it not matter at all?

I have a pension with employer, seems to be some sort of group pension.

The online login page says Executive Pension Plan.
Another part of the page says Stakeholder.

The investment Fund Name says "Pens Portfolio Two".
Bid price is £1.5910 at 21/11/2014.

There's no ISIN mentioned. No SEDOL mentioned. No type of investment mentioned, but I guess it's likely to be an OEIC fund. There's no mention of the allocations used for different asset classes.

I did find: http://www.trustnet.com/Factsheets/Factsheet.aspx?fundCode=QGF29&univ=P

but this page lists 4 funds (sub-funds??) although one of them seems to match the bid price on that date.
Could that sub-fund be the correct fund?

Are the investments kept secret from the investors by SW for some specific reason?

Thanks!

SallyG

I've been using this
http://www.scottishwidows.co.uk/extranet/funds/factsheets-prices-performances
to search for clues about my pension "solution"

dunstonh

Is there any way to determine what investments are held inside a Scottish Widows pension and what the AMC is

Yes. The fund factsheets on their website will show the investments (sometimes limited to top 10 but you can dig deeper with the fund accounts). They will usually show the maximum charge. You could be paying less due to discounts (either from point of sale or fund based). SW will confirm you AMC if you ask them.

but I guess it's likely to be an OEIC fund.

it wont be. Only their retirement account has access to OEICs and none of the internal SW funds are OEICs.

Are the investments kept secret from the investors by SW for some specific reason?

They publish the information on their website and provide it upon request. Its also available via the usual third party websites.

Linton

Look on Trustnet