Opening new bank accounts and mortgage

midge406

I've taken advantage of the various switching offers and good interest rates from tsb and have opened and switched loads of accounts. I want to open a new account and then switch it to Clydesdale to get the £150 switching bounds. However I'm due to remortgage in March 2015. I know opening accounts only has a small and temporary affect on your credit rating but I'm not sure if im still taking a risk with how close I am to remortgaging given how difficult it can be to get a mortgage these days.

Will I be ok or should I not risk opening and closing new bank accounts this close to my remortgage?

OneEngland

There is no blanket answer to this as each lender will measure your credit history differently, if you want to err on the side of caution then don't apply for any credit until your new mortgage is completed.
You would have to have more negative factors than just the opening of a current account, to push you outside of lending policy with most.