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First Time Buyer - Mortgage query
sahana
Posts: 85 Forumite
Hello,
Mortgage query
Mortgage query
0
Comments
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The Springboard is not a comparison as it is a specialised product.
We don't know your case so cannot recommend a product but 4 observations:
1. The products quoted are competitive for 5% deposit
2. The important thing is which lender will lend - a quote means nothing
3. Why is the broker asking you to chose - he/she should be recommending the most appropriate product
4. Don't use the broker in the Estate Agency that is working for the seller to get the property sold at the best price possible - the forum is awash with horror stories based on this scenarioI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
BTW - there are a number of brokers on here that have proven to give a good serviceI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
There is no valid reason why 'the process will be much quicker.'
If you are confident in them feel free to use them.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi All,
Just been reading your comments and noticed amnblog is a mortgage adviser. Me and my partner are currently waiting to hopefully get our mortgage offer through from Post Office via the Mortgage Advice Bureau.
Obviously they have been contacting the post office for us but they are being a bit slow and i wondered if i can contact the post office direct or whether that is frowned upon?
Thank you in advance!0 -
Contacting the lender direct when you are using a mortgage broker is a no-no.
That way lies confusion.
Always go to your broker for updates.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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