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With it being a promotional rate, it should say on your credit report that it's £2k on a card, but it will state that it's a promotional rate card so they may view it differently.
Go and apply for it and see if you get it. Worst case scenario you just saved £12k.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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