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mortgage advance leeds building society

Hi there,

Spoke with my solicitor today finally got my last bits back from the seller,only took about 2 month lol.

Now wanted to ask someone who may have bin through the mortgage advance with leeds and is it quick and straight forward??

many thanks

Comments

  • amnblog
    amnblog Posts: 12,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quick - no
    Straightforward - No
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Oh dear that doesnt sound good :/,what can i expect??
  • amnblog
    amnblog Posts: 12,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Steady progress and a number of questions.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • They aren't anywhere near as bad as they used to be in my experience, however they are pretty bad compared to the likes of Halifax.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A bit like the England football team - it doesn't make it any less painful.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Well lets hope things go well :),they havnt touched my credit file YET (touch wood),my solicitor informs me its a formality of checking info for there own reasons,is this normal??
  • hi,
    on the subject on leeds BS mortgages, i have had an aip from leeds bs, and am in the process of the full application.
    i am super nervous. i have 4 defaults from 3 years ago (i moved country and my finances were in a bit of a mess). since then i have never missed a payment. my credit score is 980 and my partners is 999. we are applying for 85% mortgage.
    once the aip has been successful, does this mean that the defaults have been looked at and they are happy with it because my financial position for the last 3 years?

    the statements/pay slips etc were provided yesterday so im hoping a decision wont take too long. :-)
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