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Online Bank Statements?
MercilessKiller
Posts: 7,143 Forumite
Hi All
My broker would like my past 4 months bank statements. As I bank electronically with Halifax, I don't receive paper statements. I've only just realised that Halifax don't let you access monthly statements online either.
You can do a search for a period of time and print of a statement between 2 dates. I've done 4 searches for July, Aug, Sep, and Oct (12 pages total) though it does say printed 12th of November - It has all the usual statement details on such as address, account, name, balance and all transactions etc.
Will this usually suffice? Is it to confirm financial history (recent) or more to do with proof of address?
Thanks!
My broker would like my past 4 months bank statements. As I bank electronically with Halifax, I don't receive paper statements. I've only just realised that Halifax don't let you access monthly statements online either.
You can do a search for a period of time and print of a statement between 2 dates. I've done 4 searches for July, Aug, Sep, and Oct (12 pages total) though it does say printed 12th of November - It has all the usual statement details on such as address, account, name, balance and all transactions etc.
Will this usually suffice? Is it to confirm financial history (recent) or more to do with proof of address?
Thanks!
[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]
- Bob Dole, Republican presidential candidate[/FONT]
0
Comments
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It should be OK. I bank with first direct, printed out my statements for my broker who forwarded onto NW.
No issues0 -
Given the 4 months request this will suffice for 95% of lendersI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thank you both - I'll be honest, I was panicking a little (well, quite a lot) as there's such a short turnaround time before the deadline to exchange contracts due to a new build.[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0 -
On a tangent, is proof of deposit the same as access to the deposit the same day?
I.E, my deposit is partly in a stocks and shares ISA right now. While the price is variable, I only need 80% of what's invested and wasn't planning on selling/transferring until closer to exchange day.
Is a statement of the shares ISA account going to class as proof of deposit I wonder? Really hope so![FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0 -
The ISA statement will suffice.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
The ISA statement will suffice.
You have made my night.
I've been having anxiety that the whole thing would collapse due to online statements and Stocks/shares ISA statement not sufficing tomorrow :j[FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0 -
You do need to try and relax though, as there may well be more stress outside of your/anyones control further in the process.
Fingers crossedI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You do need to try and relax though, as there may well be more stress outside of your/anyones control further in the process.
Fingers crossed
Yeh, I think the reduced timescale has made me very nervous, and the added fact that for every thing the broker has asked for, there seems to be a slight issue from my side - Makes me feel like one little thing could cause the whole thing to collapse.
I've signed about 60 forms since Monday... More to come tomorrow woooo
Thanks for the quick replies though
I can relax a bit now. [FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
- Bob Dole, Republican presidential candidate[/FONT]0
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