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Little steps.....
MrsSave
Posts: 1,817 Forumite
It will be many, many years until we are mortgage free, but today..........our mortgage has fallen to under £100,000 for the first time 
Starting a new debt free journey
Starting Debt: £5,250
Current Debt: £4,995.50
Amount Paid: £254.50 Percentage Paid: 4.84%
Emergency Fund: £350
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Comments
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Yay! :j:j :T:T
Just remember little steps become big steps become huge leaps, and you'll be there in no time.
100k is a huge psychological barrier to get under, next you'll be itching for it to be starting with an 8!!
Sep 2010: £96,685, Savings: £0
Sep 2013: £75,000, Savings: £8,000
Now: £67,897, Savings: £13,000
Daily Interest: £3.890 -
It will be many, many years until we are mortgage free, but today..........our mortgage has fallen to under £100,000 for the first time
Congratulations!!! :beer:
ooh - I remember when that happened to us - going down from 6 figures to 5 is a MASSIVE psychological barrier to break - well done!!:TI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Fantastic! That's a huge barrier to break through-I started off at £185k and now at £117k and can't wait to be like you and break the barrier! I keep flicking through my morgage app staring at the month it is due to happen longingly!!(subject to op and interest rates)
Well done you. Onwards and downwards...!Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞0 -
Well done, the homeward stretch. Each 10k gets more exciting I think.0
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Thank you I was so excited! Need to battle the debt now before attacking the mortgage.......little steps
Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500
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